Recent Articles
Mortgage Rates Hit Yearly Lows—Then Jump After the Fed Cut. Here’s What Happened (and Why Applications Just Surged)
After touching yearly lows early in the week, the average 30-year fixed rose following the Fed’s rate cut—thanks to the dot plot and Powell’s comments. Still, mortgage applications just saw their biggest weekly jump since 2021 as homeowners reacted to earlier rate declines. Here’s what it means for buyers and homeowners.
Published on 09/19/2025
Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?
The average 30-year fixed is holding near the lowest levels since October 2024 after a weak jobs report and cooler inflation. Here’s why—and what to watch at next week’s Fed meeting.
Published on 09/12/2025
Why Mortgage Rates Move: What Every Homebuyer Should Know
Mortgage rates are holding near 10-month lows—but don’t assume they’ll stay there. Learn why rates move, what drives them, and what smart buyers and homeowners should do next.
Published on 09/03/2025
Mortgage Rates Holding Steady… For Now
After Powell's Jackson Hole speech, mortgage rates hit their lowest levels since Oct 2024. But don’t get too comfortable—more movement could be coming after Friday’s inflation data and next week's jobs report.
Published on 08/27/2025
Lower Rates? Don’t Relax Just Yet
Mortgage rates stayed mostly flat this week, holding near 10-month lows. Here’s what happened from August 18–20 and why upcoming economic data could shake things up.
Published on 08/20/2025
Tap Into Your Home’s Potential: Flexible Home Equity Lines of Credit with Trinity Capital Funding
A Home Equity Line of Credit (HELOC) lets homeowners access their property’s equity with lower interest rates than credit cards or personal loans. Trinity Capital Funding offers flexible, tailored solutions for home improvements, debt consolidation, and more. Our expert team ensures the best rates and personalized service in Portland, Salem, Eugene, and beyond. Start your journey to financial freedom with Trinity Capital Funding today.
Published on 08/19/2025
FHA Loan: A Comprehensive Guide to Affordable Homeownership
FHA loans are a great option for prospective homebuyers, offering lower down payments and flexible credit requirements, making them especially attractive to first-time buyers and those with less-than-perfect credit. With a minimum down payment of just 3.5%, these government-backed loans provide an easier path to homeownership, particularly in markets like Portland, Oregon, where home prices can be high. Despite common misconceptions, FHA loans are available to both first-time and repeat buyers, and they often carry lower interest rates compared to conventional loans, though mortgage insurance premiums can increase over time.
Published on 08/19/2025
Mortgage Rates at 10-Month Lows! Big Opportunity!
Mortgage rates are holding near 10-month lows after early August’s jobs report and mixed inflation data. Here’s what homebuyers and homeowners need to know.
Published on 08/14/2025
Discover a Stunning Victorian Gem in South Portland: A Dream Home Awaits
Discover charm, stunning views, and endless possibilities with this beautiful Victorian gem at 117 S Arthur St, Portland, OR 97201. Located in the heart of South Portland, this 8-bedroom, 3.5-bath historic beauty combines classic elegance with modern practicality. Whether you're looking for a home, business space, or a live-work area, this property offers the perfect opportunity for your vision.
Published on 08/13/2025